Travel
to Mexico and Swine Flu
Many
insurance companies are now declining to quote for travel
to Mexico due to the current swine flu outbreak. Now
the UK Foreign Office has formally advised against all
non-essential travel to Mexico if you have booked a
trip there insurance companies will normally pay out
for cancellation and curtailment as long as you had
bought insurance already. If you find yourself in this
situation in the first instance speak to your travel
agent then speak to your insurance company.
Summer
holidays
With
the recession biting deeper more and more people are
looking to cut costs and one of the logical ways is
to cut back on travel expenses. This can be either by
not taking a main holiday this year, having a holiday
but keeping it in this country or just cutting back
on the general cost of a holiday.
One
of the worst cost cutting measures is to not take travel
insurance since it costs from less than £5 but
can cover you for many holiday eventualities such as
curtailment, repatriation in the event of an injury
(commercial airlines may not let you travel if you have
sustained significant trauma i.e. broken bones), cover
for lost or damaged cases and sporting equipment and
most significantly the medical expenses which can run
into many thousands of pounds.
What
travel insurance does not cover you for, however, is
running out of spending money while on holiday so make
sure you budget properly.
Summer
travel insurance offers
With
Easter now behind us, many people are looking to their
summer holidays so many insurance companies will be
bringing out summer offers so YourHolidayInsurance will
be kept updated with new offers as they come up.
Online
comparison sites / Aggregators
Online
comparison sites are fairly common these days with the
like of Moneysupermarket and Confused which claim to
get you the cheapest price and save you money - however
the interesting thing that was found in the 2007 Defacto
report into Car Insurance was that if you enter
the same information on different Aggregator sites the
same insurers will come back with prices that differ
by nearly 50% from each other.
This
just goes to show that if you are looking for the best
deal on insurance then you should go to the insurance
companies direct. Your Holiday Insurance does not give
you the prices from lots of insurers when you enter
information - what it does is give you the information
you need to get your own quotes.
Looking
for holiday insurance?
There
are hundreds of travel insurance companies online, as
you've probably found out. Why take the time to see
which is any good and which isn't?
Yourholidayinsurance
has done the legwork for you and reviewed the major
UK travel insurance companies websites and summarised
them for you giving you what is good and bad about it
and what it is best for.
Holiday
insurance summary table:
Here
is a quick summary of the sites that have been reviewed
(correct as at 13/04/09). Click on the company name
to find out more and get a quote for yourself.
Search for even more travel insurance
Did
you know: If you break your leg in the US it
can cost £20,000 in hospital fees whereas in Europe
it can cost £6,000.
Holiday
insurance or Travel insurance is very cheap and provides
a great deal of cover for your holiday whether it is
a short weekend break or an annual policy where you
take lots of trips in a year.
According
to a Which? report, in some cases insurance sold by
Travel Agents was ill advised or inappropriate for the
customer's needs, and in many cases "over-priced"
when compared to similar products direct from insurers
Read
full article on Travel insurance sold by Travel Agents
Looking
to buy travel insurance from a major retailer or supermarket?
Thinking
of buying a holiday from a Travel Agent?
Top
ten insurance rip-offs - travel insurance appear 3 times
Travel
agents accused of ripping customers off on travel insurance
The research by InsureandGo, the direct travel insurance
company, claimed
travel agents insurance prices for a single trip are
more than 15% higher
than the market average. Insurance policies for travel
within the European
Union are 9.3% more expensive through travel agents,
while a worldwide
insurance policy is 23.3% more expensive on average.
InsureandGo is urging
the Government to force travel agents to be regulated
by the Financial
Services Authority
Ski
holidays
If
you are thinking of taking a skiing or winter break
holiday this winter season then you must remember to
check to see what you are covered for. Insurance generally
covers you for standard skiing on marked pistes if you
go off piste then you could invalidate your insurance.
Reasons to take out ski
insurance cover
Piste
closure small print - read it carefully or you may
find that you cannot claim even if there is only one
ski lift open!
Online
insurance companies
Online
travel insurance companies generally offer all sorts
of types of policy, the main sorts are Annual travel
insurance and Single trip travel insurance. However
there are many other sorts of holiday insurance such
as Over 65s insurance, Ski insurance, Golf travel insurance,
Backpacker travel insurance, Cruise trip insurance.
Each of these offers specific covers for that particular
type of holiday
Travel
Insurance companies maximum age limits
Travel
Insurance companies all have maximum age limits and
they are not always easy to find so YourHolidayInsurance
have checked all the companies listed here and put together
a summary of
upper ages for both annual multitrip polices and single
trip travel insurance policies.
Site
links:
Insurance
site reviews:
Review
of Churchill travel insurance site
Review of Direct Line travel
insurance site
Review of Holiday
Insurance Web travel insurance site
Review of Insureandgo travel
insurance site
Review
of Norwich Union travel insurance site
Review of
Post Office travel insurance site
Review of Primary Insurance
travel insurance site
Review of esure
travel insurance site
Review
of More Than travel insurance site
Review of Marks and
Spencer travel insurance site
Other
pages:
Holiday hints and tips
Online
travel insurance companies
Summary of travel
insurance company sites
Ski insurance - reasons
to take it out
Buying
holiday insurance from a major retailer
UK Airport
parking
Top
10 insurance rip-offs - travel insurance
Package
holiday ruling
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